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Topic: Cheap insurance on an 88 XR-7 ? (Read 2179 times) previous topic - next topic

Cheap insurance on an 88 XR-7 ?

After asking around, I've decided i'm paying way too much (1600 a year, I am 30) on my 88 XR-7 and decided to switch companies. Just got a quote frm Geico for 100 a month. Before I switch over, anyone with an 88 Cougar paying less than that?

Cheap insurance on an 88 XR-7 ?

Reply #1
Is it full coverage?>I have liability on my '88 T-Bird,I pay $24.00 a month.The same for tags each year.
'88 Sport--T-5,MGW shifter,Trick Flow R intake,Ed Curtis cam,Trick Flow heads,Scorpion rockers,75mm Accufab t-body,3G,mini starter,Taurus fan,BBK long tube headers,O/R H-Pipe, Flowamaster Super 44's, deep and deeper Cobra R wheels, Mass Air and 24's,8.8 with 3.73's,140 mph speedo,Mach 1 chin spoiler,SN-95 springs,CHE control arms,aluminum drive shaft and a lot more..

Cheap insurance on an 88 XR-7 ?

Reply #2
Quote from: vinnietbird;117986
Is it full coverage?>I have liability on my '88 T-Bird,I pay $24.00 a month.The same for tags each year.



No, just liability. What company do you use?

Cheap insurance on an 88 XR-7 ?

Reply #3
 I pay only 90 for both my cougars and I'm high risk....
One 88

 

Cheap insurance on an 88 XR-7 ?

Reply #4
Hell, I've got the 83 TBird, the 88 Scorpio and the 80 Z-7 all w/ liability.....paying less than $70/month....for all 3.
Long live the 4-eyes!  - '83 Tbird Turbo - '85 Marquis LTS - '86 LTD Wagon-  '81 Granada GL 2dr

Cheap insurance on an 88 XR-7 ?

Reply #5
I have mine through Farmer's Insurance.They have been great and treat me well.I'm getting ready to add the project car as well,I was told it should be less than $45 a month for both.
'88 Sport--T-5,MGW shifter,Trick Flow R intake,Ed Curtis cam,Trick Flow heads,Scorpion rockers,75mm Accufab t-body,3G,mini starter,Taurus fan,BBK long tube headers,O/R H-Pipe, Flowamaster Super 44's, deep and deeper Cobra R wheels, Mass Air and 24's,8.8 with 3.73's,140 mph speedo,Mach 1 chin spoiler,SN-95 springs,CHE control arms,aluminum drive shaft and a lot more..


Cheap insurance on an 88 XR-7 ?

Reply #7
Esurance

$101.xx a month for 2 vehicle with full insurance.

Cheap insurance on an 88 XR-7 ?

Reply #8
WOW I hate you guys I pay $70 a month for liability and my tags cost me $60 this year, who knows what they'll be next year?  The fee has gone up every time I go in to get them renewed.  I go through Progressive.  I will probibly be looking to change here when i get a DD.
Quote from: Krazy_Kling;210178
Honda owners are like rabbits......they hide under your shed during the winter and then 30 of them come popping out around spring.
ASE certified parts specialist.
1988 Mercury Cougar Blue Max edition. SOLD
2004 Impala
My Cardomain http://www.cardomain.com/ride/799588

Cheap insurance on an 88 XR-7 ?

Reply #9
I have a 88 sport and a 02 taurus and pay about 1600 a year for both.  I have full coverage w/ 1000$ deductable on colision and comp (only if I am at fault) and 100/300K property damage liability and 250/500K bodily injury liability.  I do have a low milage <7500 miles on the bird anually.

Alot depends on where you live, age, and driving record.  You really got to compare with other drivers and companies in your area.  Here (Massachusetts) rates are set by the state and all companies charge about the same but you can shop around for some discounts like multi car.

I pay the same for the bird and taurus, because the bird is a higher risk car due to many teens etc having them.

Cheap insurance on an 88 XR-7 ?

Reply #10
I have 01 Dodge Caravan and 88 Cougar LS. The van has liability and collision. The Cougar only has liability. I use Geico and only pay $55.00 a month for both vehicles. Do you have some bad stuff on your driving history? Like a DWI or careless and reckless driving, cause it sure sounds like something is driving your rate up.

Cheap insurance on an 88 XR-7 ?

Reply #11
When I was 16 I paid $200+ for insurance a month. Now for the same car and my dad's van its less then $150 each for 6 months. That is with minimum liablility.

You should ask the geico guy why you have to pay more in a year for insurance then you car costed(wether its true or not).
Quote from: jcassity
I honestly dont think you could exceed the cost of a new car buy installing new *stock* parts everywhere in your coug our tbird. Its just plain impossible. You could revamp the entire drivetrain/engine/suspenstion and still come out ahead.
Hooligans! 
1988 Crown Vic wagon. 120K California car. Wifes grocery getter. (junked)
1987 Ford Thunderbird LX. 5.0. s.o., sn-95 t-5 and an f-150 clutch. Driven daily and going strong.
1986 cougar.
lilsammywasapunkrocker@yahoo.com

Cheap insurance on an 88 XR-7 ?

Reply #12
I have full coverage on my '83 Bird, '01 Sebring Vert. and my '99 F150 4x4 with $250 Deduct. Collision, $0 deduct comprehensive, $500/750k bodily injury and $750/1mill property (I would have to double check those two). The 'Bird cost $199 for 6 months, The Sebring is around$500 for 6 months, and the truck is about $600 for 6 months. I use State Farm, and I have had the same agent for the last 6 years. I also have my '91 Grand Prix (beater) insured through them for liability, and it is like $25 to $30 a month. However I also have my house insured through them, and a personal propety insurance for my wifes wedding ring. So I give them a lot of money every year. Plus my brother and mom use the same insurance agent.

Cheap insurance on an 88 XR-7 ?

Reply #13
I only pay about 75 bucks a month for all three, state man liability only though, can't afford much more yet!

To much for you age!

Shoot I am only 22
1987 Cougar XR7 5.0 SOLD
1992 Ranger 4.0
2018 Hyundai Elantra
2019 Ram Rebel

Cheap insurance on an 88 XR-7 ?

Reply #14
It also depends where you live. I live in NY metro area so I get fist f$*!ed but its getting better now that I’m 30 and married I’m paying less. Don’t forget these insurance companies do credit checks and don’t ask me why cause its wrong but they get away w/it but not so good credit = paying more.